Upstart Holdings, Inc.
CH ˙ SWX ˙ US91680M1071
SecurityCH:UPST / Upstart Holdings, Inc.
InstitutionVanguard Group Inc
Latest Disclosed Ownership7,013,850 shares
Ownership 8.25%
Vanguard Group Inc ownership in UPST / Upstart Holdings, Inc.

2024-02-13 - Vanguard Group Inc has filed an SC 13G/A form with the Securities and Exchange Commission (SEC) disclosing ownership of 7,013,850 shares of Upstart Holdings, Inc. (CH:UPST). This represents 8.25 percent ownership of the company.

Institutional Ownership: 13D/G Filings

This table shows a history of the 13D/G filings made by the investor and/or investor group. Note that the share values in this table are not directly comparable to any numbers shown in the 13F table (if any).

File
Date		Effective
Date		Form Prev
Shares		 Latest
Shares		 ΔShares
(Percent)		 Ownership
(Percent)		 ΔOwnership
(Percent)
2024-02-13 2024-02-13 13G/A 7,013,850 8.25
2023-02-09 2023-02-09 13G/A 6,396,482 7.81
2022-02-10 2022-02-10 13G 4,981,542 6.08

Important Note: One of the primary uses of the 13D/G filings is to evaluate the ability of a firm to control a company (ie, the "beneficial ownership"). To that end, firms are required to report not just direct holdings in companies, but indirect holdings that they control. For investment firms, these indirect holdings can include shares in funds they manage, advisory accounts, and in the case of activist campaigns, pledged votes. Therefore, share counts listed in 13D/G filings can differ significantly than share counts listed in 13F filings.

Institutional Ownership: 13F and NPORT Filings

The Security and Class in the table below are shown exactly as filed by the investor. We do our best to track continuity of investments through acquisitions, and this will be reflected in the table as changes in names. In addition to descriptive data, performance of the investment is shown over time. To calculate quarterly performance, we first calculate cost basis of the shares purchased during the quarter, then use that to calculate gross profit. Quarterly return is Gross Profit / Starting Portfolio value.

Note that cost basis is calculated and stored in thousands, so small quarterly changes in shares frequently result in a cost basis of zero.

Upgrade to unlock premium data and export to Excel .

Disclosed Equity Positions (from 13F/NPORT Filings)
File
Date		 Effective
Date		Form Security Class ID Avg Price
Paid (Est)		 Reported
Shares		 ΔShares ΔShares
(%)		 Reported
Value
(x1000)		 ΔValue
(%)		 Alloc
(%)		 ΔAlloc ΔAlloc (%) Cost Basis
(x1000)		 Unrealized
Gain/Loss
(x1000)
2026-01-29 2025-12-31 13F UPSTART HLDGS COM 91680M107 8,073,659 -167,065 -2.03 353,061 -15.66 0.0051
2025-11-07 2025-09-30 13F UPSTART HLDGS COM 91680M107 8,240,724 -18,384 -0.22 418,629 -21.63 0.0063
2025-08-11 2025-06-30 13F UPSTART HLDGS COM 91680M107 8,259,108 244,452 3.05 534,199 44.80 0.0086
2025-05-09 2025-03-31 13F UPSTART HLDGS COM 91680M107 8,014,656 221,204 2.84 368,915 -23.12 0.0067
2025-02-11 2024-12-31 13F UPSTART HLDGS COM 91680M107 7,793,452 369,640 4.98 479,843 61.55 0.0084
2024-11-13 2024-09-30 13F UPSTART HLDGS COM 91680M107 7,423,812 124,495 1.71 297,027 72.50 0.0053
2024-08-13 2024-06-30 13F UPSTART HLDGS COM 91680M107 7,299,317 170,342 2.39 172,191 -10.18 0.0033
2024-05-10 2024-03-31 13F UPSTART HLDGS COM 91680M107 7,128,975 115,057 1.64 191,698 -33.11 0.0038
2024-03-11 2023-12-31 13F/A-1 UPSTART HLDGS COM 91680M107 7,013,918 157,719 2.30 286,589 46.46 0.0063
2024-02-14 2023-12-31 13F UPSTART HLDGS COM 91680M107 7,013,918 157,719 286,589 0.0063
2023-12-18 2023-09-30 13F/A-1 UPSTART HLDGS COM 91680M107 6,856,199 87,832 1.30 195,676 -19.27 0.0048
2023-11-14 2023-09-30 13F UPSTART HLDGS COM 91680M107 6,856,199 87,832 195,676 0.0048
2023-08-14 2023-06-30 13F UPSTART HLDGS COM 91680M107 6,768,367 352,984 5.50 242,375 137.76 0.0057
2023-07-14 2023-03-31 13F/A-1 UPSTART HLDGS COM 91680M107 6,415,383 18,901 0.30 101,940 20.55 0.0026
2023-05-15 2023-03-31 13F UPSTART HLDGS COM 91680M107 6,415,383 18,901 101,940 0.0026
2023-02-10 2022-12-31 13F UPSTART HLDGS COM 91680M107 6,396,482 384,485 6.40 84,561 -32.35 0.0023
2022-11-14 2022-09-30 13F UPSTART HLDGS COM 91680M107 6,011,997 -46,617 -0.77 124,989 -34.76 0.0037
2022-08-12 2022-06-30 13F UPSTART HLDGS COM 91680M107 6,058,614 236,404 4.06 191,573 -69.84 0.0054
2022-05-13 2022-03-31 13F UPSTART HLDGS COM 91680M107 5,822,210 840,668 16.88 635,145 -15.73 0.0150
2022-02-14 2021-12-31 13F UPSTART HLDGS COM 91680M107 4,981,542 551,252 12.44 753,707 -46.24 0.0171
2021-11-12 2021-09-30 13F UPSTART HLDGS COM 91680M107 4,430,290 3,005,800 211.01 1,401,921 687.96 0.0348
2021-08-13 2021-06-30 13F UPSTART HLDGS COM 91680M107 1,424,490 468,613 49.02 177,918 44.44 0.0044
2021-05-14 2021-03-31 13F UPSTART HLDGS COM 91680M107 955,877 148,096 18.33 123,175 274.19 0.0033
2021-02-12 2020-12-31 13F UPSTART HLDGS COM 91680M107 807,781 807,781 32,918 0.0010
Legend
Shares
The total number of shares held by the institution at the end of the reporting period (the effective date). This is provided in the filing.
Value
The total value of the shares as of the effective date. This is provided in the filing.
Avg. Share Price
The weighted average share price of the shares held by the institution. We use FIFO accounting to determine this price
Class
This is the security class as indicated by the filer. There are a variety of values for this field. Common values include "EC" = equity common, "EP" - equity preferred
Allocation (%)
The percent of the institution's portfolio that this position represents. This is provided in NPORT filings. For 13F filings, we calculate it.
Change in Allocation
The change in allocation from the prior reporting period. This is calculated as current allocation - prior allocation.
Change in Allocation (%)
The percent change in allocation from the prior reporting period. This is calculated as (current allocation - prior allocation) / prior allocation.
Cost Basis
The total cost of the shares held. This is calculated as reported shares * avg. share price
Unrealized Gain/Loss
This is the market value of the position as of the effective date minus the cost basis.