What specific uses are planned for the $1.5 billion net proceeds from the common stock offering priced December 4, 2025?

SoFi Technologies, Inc. (US:SOFI) announced on December 4, 2025, the pricing of an underwritten public offering of common stock that generated approximately $1.5 billion in gross proceeds. The company intends to use the net proceeds from this offering for general corporate purposes.1

Key planned uses include:

• Enhancing Capital Position: Strengthening the company's overall financial health and regulatory capital.1
• Increasing Optionality and Efficiency of Capital Management: Providing greater flexibility in managing its capital structure.1
• Funding Incremental Growth and Business Opportunities: Supporting expansion and new ventures.1
• Paying Down Warehouse Lines: A portion of the new capital was specifically used to fully pay down outstanding warehouse lines in the fourth quarter of 2025, contributing to a significant increase in equity and tangible book value.2

This capital infusion contributed to a $1.7 billion increase in SoFi's equity and tangible book value during the quarter ended December 31, 2025.2