SoFi Technologies (SOFI) continues to be a notable entity in the financial services sector, leveraging technology to offer a diverse range of products. From a quantitative perspective, several data points from Fintel offer insights into its current market standing and investor sentiment as of August 2025.
The stock has experienced significant appreciation, with a one-year price change of +233.67% on NasdaqGS, bringing its market capitalization to approximately $23.89 billion.1
Institutional ownership remains robust, with 1012 institutions holding a total of 558.41 million shares. Key institutional holders include Vanguard Group Inc, BlackRock, Inc., and D. E. Shaw & Co., Inc.2 The Fund Sentiment Score, which tracks institutional accumulation, indicates dynamic interest.2
Analyst sentiment suggests a moderately positive outlook, with an average one-year price target of $20.13, ranging from $6.06 to $31.50.1 Recent analyst actions have included downgrades from "Market Outperform" to "Market Perform" by JMP Securities and "Hold" initiations by TD Cowen and Truist Securities in July and June 2025, respectively.1
Short interest in SOFI is substantial, with 133.33 million shares short, representing 11.44% of the float.1 The days to cover stands at 2.09 days, and the off-exchange short volume ratio is 36.70%.1 The short borrow rate is 0.41%.1
In terms of Fintel's quantitative factor scores, SoFi has a Piotroski F-SCORE of 3.00 out of 9.1 Its Growth score is 51.06/100, Profitability score is 37.16/100, and Quality score is 21.43/100.3
